Anti-Money Laundering (AML) Policy

1. General Provisions

This Anti-Money Laundering and Know Your Customer Policy is designed to prevent and mitigate the risk of using Stockity services for illegal activities. This policy is an integral part of the Client Agreement.

VERTE SECURITIES LIMITED complies with international standards and applicable laws in the jurisdictions in which we operate regarding the prevention of financial crime.

2. Money Laundering Definition

Money laundering is defined as the process of disguising the illegal origins of funds obtained through criminal activity (such as fraud, corruption, drug trafficking) to make them appear legitimate.

This process generally involves three stages:

• Placement: Placing illegal funds into the financial system.
• Layering: Separating funds from their original source through a series of complex transactions.
• Integration: Merging the "laundered" funds back into the legitimate economy.

3. Transaction Monitoring

Our system is equipped with automated algorithms and manual reviews to monitor suspicious transaction activity.

Activity considered suspicious includes, but is not limited to:

• Large deposits and withdrawals of funds in a short period of time without significant trading activity.
• Use of multiple accounts by a single individual.
• Deposits from multiple payment methods inconsistent with the Client's profile.
• Transactions that appear to have no apparent economic or legal purpose.

4. Reporting Suspicious Activity

If Stockity suspects that funds used for trading originate from criminal activity, we reserve the right to:

• Suspend or reject the transaction.
• Freeze the Client's account for further investigation.
• Report the activity to the Financial Intelligence Unit without notifying the Client ("Tipping Off"), in accordance with applicable law.

5. Payment Policy

To minimize the risk of money laundering, Stockity applies the "Source and Destination Rule":

5.1. Third Parties: We do not accept deposits from or make withdrawals to third-party accounts. The name on the trading account must match the name on the bank account or e-wallet.

5.2. Withdrawals: Funds must be withdrawn using the same method used for deposit, at least up to the initial deposit amount. Profits can be withdrawn through other verified methods.

6. Data Retention

In accordance with regulations, Stockity will retain all Client identification documents and transaction records for a minimum of 5 (five) years after the business relationship ends.

This data is stored with high encryption security standards and is only accessible by authorized compliance personnel or upon valid legal request.